Terms and Conditions of Website Use

Last updated August 22, 2026.

Welcome to www.siestakeyinsider.com. This website (the "Website") is owned, controlled, and

operated by Siesta Key Insider, a Florida limited liability company (sometimes referred to in this

document as "we" or "us"). These Terms and Conditions of Website Use ("Terms") apply to your access

and use of our services at the Website. Please read these Terms and our Privacy Policy carefully before

accessing or using the Website. These Terms spell out what you can expect from us and what we expect

from you.

In accessing, browsing and/or using any area of the Website, you acknowledge that you have read,

understand, and agree to be bound by these Terms and Conditions. We may make revisions to these

Terms from time to time. By using the Website, you agree to be bound by such revisions and should

therefore periodically visit this page to determine the then current version of these Terms to which you

are bound. We may modify, update, or change these Terms from time to time without prior notice. We

will endeavor to inform existing users when these Terms are revised by posting a Notice on the

homepage of our Website. If you do not agree with these Terms, do not access or use the Website.

1. Restrictions on Use of Materials

a. Licensing, Eligibility, and Use of the Website

When you provide information to the Website, you agree to provide only true, accurate,

current and complete information. If you provide any information that is untrue, inaccurate,

not current or incomplete, or if we have reasonable grounds to suspect that such information

is untrue, inaccurate, not current or incomplete, we have the right to refuse any and all

current or future use of the Website (or any portion thereof). We reserve the right to suspend

or terminate your access to the Website, or to remove your account, at any time, for any

reason or no reason, at our sole discretion, with or without notice.

Subject to compliance with these Terms, for a limited time, the Website is granting its users a

free, non-exclusive authority to use the Website, its services, and technology (collectively,

the "Technology"). We reserve the right to charge fees for using the Technology in the future.

You understand and agree that the Website is provided "as-is" and that we assume no

responsibility for the timeliness, deletion, mis-delivery, or failure to store any user

communications or personalization settings, if any. You may not (i) copy, modify,

redistribute, sell, sublicense, assign, or transfer, any Technology, (ii) copy or adapt the source

or object code of the Website's software, HTML, JavaScript or other programming code, or

(iii) reverse engineer, decompile, reverse assemble, modify or attempt to discover any source

code that the Website creates to generate web pages or any software or other products or

processes accessible through the Website.

You also agree that you will not (i) use any robot, spider, rover, scraper, or any other data

mining technology or automatic or manual process to monitor, cache, frame, mask, extract

data from, copy or distribute the Technology (except as may be a result of standard Internet

browser or search engine), (ii) fail to follow the instructions provided on the Website in a

"robots.txt" file or similar mechanism (to the extent that you provide standard search engine

services to the public), nor (iii) modify, frame, reproduce, archive, sell, lease, rent, exchange,

create derivative works from, publish by hard copy or electronic means, publicly perform,

display, disseminate, distribute, broadcast, retransmit, circulate to any third-party or on any

third-party website, or otherwise use the Technology in any way for any public or

commercial purpose except as specifically permitted by these Terms or us without our prior

written consent.

We will employ reasonable measures to protect the security of users and user information,

but make no warranty with respect to the data posted on or uploaded to the Website,

including but not limited to, statistical data, news, and information. The Website assigns

internal user IDs that are utilized to ensure that each user's unique information is properly

linked within the Website universe.

You must be 18 or over, or the legal age to form a binding contract in your jurisdiction if that

age is greater than 18 years of age, to use the Website and services. If you are between the

ages of 13 and 18 or the applicable legal age in your jurisdiction, you can use the Website or

services only in conjunction with, and under the supervision of, your parent or guardian who

has agreed to these Terms and Conditions. If you are under the age of 13, you may not use

the Website or services, in compliance with the Children's Online Privacy Protection Act. If

you are the parent or legal guardian of a child under the age of 18, you may use the Website

or services on behalf of such minor child. By using the Website or services on behalf of a

minor child, you represent and warrant that you are the parent or legal guardian of such

child. If you do not qualify under these terms, do not use the Website or services. By using

the Website and/or the services, you represent and warrant that you have the right, authority,

and capacity to enter into these Terms and to abide by all of the terms and conditions set

forth herein. The Website is administered in the U.S. and intended for U.S. users; any use

outside of the U.S. is at the user's own risk and users are responsible for compliance with

any local laws applicable to their use of the services or the Website.

b. Trademarks

The trademarks, service marks, trade names, and logos (collectively "Trademarks") used and

displayed on the Website are registered and unregistered marks owned by us, our affiliates,

or others. Nothing on the Website should be construed as granting by implication, estoppel,

or otherwise, any license or right to use any Trademark displayed on the Website without our

prior written permission. The Trademarks (registered and unregistered) are protected by U.S.

and international copyright and other intellectual property laws. We aggressively enforce our

intellectual property rights to the fullest extent of the law. Our name and logo may not be

used in any way, including in advertising or publicity pertaining to distribution of materials

on the Website, without our prior written permission. The Trademarks may not be used (i) to

identify products or services that are not ours, (ii) in any manner likely to cause confusion,

(iii) in or as a part of your trademarks, (iv) in a manner that implies that we sponsor or

endorse your products or services, or (v) in any manner that disparages or discredits us.

c. Copyright Notice

You acknowledge that the Website contains information, data, software, text, photographs,

images, graphs, audio and video clips, typefaces, graphics, layout, music, sounds, button

icons, logos, look and feel of the Website, and other material (collectively "Company

Content") that are protected by copyrights, trademarks, trade secrets, or other proprietary

rights, and that these rights are valid and protected in all forms, media and technologies

existing now or hereafter developed. All Company Content is copyrighted as a collective

work under the U.S. copyright laws, and we own a copyright in the selection, coordination,

arrangement, and enhancement of such Company Content. You may not modify, remove,

delete, augment, add to, publish, transmit, participate in the transfer or sale of, create

derivative works from, or in any way exploit any of the Company Content or any material

from any website owned, operated, licensed or controlled by us, in whole or in part. You may

not put any our graphics or text on your own website. If no specific restrictions are

displayed, you may make copies of select portions of the Company Content, provided that

the copies are made only for your personal use and that you maintain any notices contained

in the Company Content, such as all copyright notices, trademark legends, or other

proprietary rights notices. Except as provided in the preceding sentence or as permitted by

the fair use privilege under the U.S. copyright laws (see, e.g., 17 U.S.C. Section 107), you

may not upload, post, reproduce, or distribute in any way Company Content protected by

Without limiting the generality of the foregoing, use of any software Company Content shall

be governed by the service agreement accompanying such software.

You must receive express written consent from us to use the Website materials for

commercial purposes. In order to obtain that consent, which we may withhold in our sole

discretion, please send an email to [email protected] with the following

information: (i) your name, position, organization, address and telephone number; (ii) a

description of the Website content, text or graphics you want to use; (iii) where, how and

when you will be using the materials; (iv) to whom the materials will be distributed, in what

quantities and for what purpose; and (v) other information that will be included with the

Website material. We will respond by email and inform you whether or not we grant you

permission to use the material. This decision will be made at our sole discretion.

d. Limited License

You may include a text link to any portion of the Website on your website. If you would like

to use a graphic link, please email us at [email protected]. Your website, or any

third-party websites that link to the Website (i) cannot frame or create a browser or border

environment around any of the content on the Website or otherwise mirror any part of the

Website, (ii) cannot imply that we or our Website are endorsing or sponsoring it or its

products, unless we have given our prior written consent, (iii) cannot present false

information about, or disparage, tarnish, or otherwise, in our sole opinion, harm the

Company or its products or services, (iv) cannot use any of our trademarks without our prior

written permission, (v) cannot contain content that could be construed as distasteful,

offensive or controversial or otherwise objectionable in our sole opinion, and (vi) has to be

owned and controlled by you or the person or entity placing the link, or otherwise permit you

to enable such link subject to these Terms. You may not change the appearance of the logo,

or any trademarks used in connection with the logo, in any way. You agree to replace or

remove a logo that we determine is not an appropriate display or use of one of our

Trademarks. By linking to the Website, you agree that you do and will continue to comply

with the above linking requirements. Notwithstanding anything to the contrary contained in

these Terms, we reserve the right to prohibit linking to the Website for any reason, in our

sole and absolute discretion, even if the linking complies with the requirements described

above.

2. Copyright Infringement Policy

We have adopted the following general policy toward copyright infringement in accordance with

the Digital Millennium Copyright Act or DMCA (posted at https://www.copyright.gov/). The

address of our Designated Agent to Receive Notification of Claimed Infringement ("Designated

Agent") is provided at the bottom of this section.

Siesta Key Insider Copyright Infringement Policy

It is our policy to (a) block access to or remove material that it believes in good faith to be

copyrighted material that has been illegally copied and distributed by any of our advertisers,

affiliates, content providers, members or users; and (b) remove and discontinue service to repeat

offenders.

a. b. Procedure for Reporting Copyright Infringements.

If you believe that material or content residing on or accessible through the Website or the

services infringes a copyright, please send a notice of copyright infringement containing the

following information to the Designated Agent listed below ("Proper Bona Fide

Infringement Notification"):

1. A physical or electronic signature of a person authorized to act on behalf of the

owner of the copyright that has been allegedly infringed;

2. 3. Identification of works or materials being infringed;

Identification of the material that is claimed to be infringing including information

regarding the location of the infringing materials that the copyright owner seeks to

have removed, with sufficient detail so that we are capable of finding and verifying

its existence;

4. Contact information about the notifier including address, telephone number and, if

available, email address;

5. A statement that the notifier has a good faith belief that the material is not

authorized by the copyright owner, its agent, or the law; and

6. A statement made under penalty of perjury that the information provided is

accurate and the notifying party is authorized to make the complaint on behalf of

the copyright owner.

Upon Receipt of a Bona Fide Infringement Notification

Once Proper Bona Fide Infringement Notification is received by the Designated Agent, it is

our policy:

1. 2. 3. to remove or disable access to the infringing material;

to notify the content provider, member or user that it has removed or disabled

access to the material; and

that for repeat offenders, we will also terminate such content provider's, member's

or user's access to the service.c.

Procedure to Supply a Counter-Notice to the Designated Agent

If the content provider, member or user believes that the material that was removed or to

which access was disabled is either not infringing, or the content provider, member or user

believes that it has the right to post and use such material from the copyright owner, the

send a counter-notice containing the following information to the Designated Agent listed

below:

1. 2. 3. 4. A physical or electronic signature of the content provider, member or user;

Identification of the material that has been removed or to which access to has been

disabled and the location at which the material appeared before it was removed or

disabled;

A statement that the content provider, member or user has a good faith belief that

the material was removed or disabled as a result of mistake or a misidentification

of the material; and

The content provider's, member's or user's name, address, telephone number, and, if

available, email address and a statement that such person or entity consents to the

jurisdiction of the Federal Court for the judicial district in which the content

provider's, member's or user's address is located, or if the content provider's,

member's or user's address is located outside the United States, for any judicial

district in which we are located, and that such person or entity will accept service

of process from the person who provided notification of the alleged infringement.

d. Removal

If a counter-notice is received by the Designated Agent, we may send a copy of the counter-

notice to the original complaining party informing that person that it may replace the

removed material or cease disabling it in 10 business days. Unless the copyright owner files

an action seeking a court order against the content provider, member or user, the removed

material may be replaced or access to it restored in 10 to 14 business days or more after

receipt of the counter-notice, at our discretion.

e. Address for Designated Agent

Please contact our Designated Agent to Receive Notification of Claimed Infringement at the

following address:

12144 US Highway 301 N, #117

Parrish, FL 34219

Phone: (727) 228-2102

Email: [email protected]

3. Our Proprietary Rights

You acknowledge and agree that the Website and any necessary software used in connection with

the Website (the "Software") contain proprietary and confidential information that is protected by

applicable intellectual property and other laws. You further acknowledge and agree that content

contained in sponsor advertisements or information presented to you through the Website or

advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights

and laws. Except as expressly authorized by us or our advertisers, you agree not to modify, rent,

lease, loan, sell, distribute or create derivative works based on the Website or the Software, in

whole or in part. We grant you a personal, non-transferable and non-exclusive right and license to

use the Website through a web browser on a single computer; provided that you do not (and do not

allow any third-party to) copy, modify, create a derivative work of, reverse engineer, reverse

assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security

interest in or otherwise transfer any right in the Software. You agree not to modify the Software in

any manner or form, or to use modified versions of the Software, including (without limitation) for

the purpose of obtaining unauthorized access to the Website. You agree not to access the Website

by any means other than through the interface that is provided by us for use in accessing the

Website.

Your affirmative act of using this Website and/or registering for the Website or the services

constitutes your electronic signature to these Terms and your consent to enter into agreements with

us electronically.

4. Representations and Warranties

You represent and warrant to us that you will fully comply with these Terms. If you choose to post

material to any portion of the Website or to submit any Information to the Website, you further

represent and warrant to us that such materials are not subject to any copyright, proprietary or

intellectual property rights, or that you have obtained express authorization from the holder of such

rights to distribute such materials on the Website. By posting materials to any portion of the

Website, you automatically grant (or warrant that the owner of such rights has expressly granted)

us a perpetual, royalty-free, irrevocable, nonexclusive right and license to use, reproduce, modify,

adapt, publish, translate, creative derivative works from and distribute such materials or

incorporate such materials into any form, media or technology now known or later developed

throughout the universe. In addition, you warrant that all "droit moral" rights in any such materials

have been waived.

5. Indemnification

You hereby agree to indemnify, defend and hold us, our affiliated companies, and all officers,

directors, owners, agents, information providers, affiliates, subsidiaries, parent companies,

licensers, and licensees (collectively, the "Indemnified Parties") harmless from and against any and

all liabilities and costs, including, without limitation, attorneys' fees, incurred by such Indemnified

Parties in connection with any claim arising out of any breach by you of these Terms or the

foregoing representations, warranties and covenants. You agree to use your best efforts to cooperate

with us in the defense of any claim. We reserve the right, at our own expense, to assume the

exclusive defense and control of any matter otherwise subject to indemnification by you.

6. Termination

You may terminate this license at any time by ceasing to access and use the Website, although you

shall remain bound by these Terms with respect to any past use of the Website. We may continue to

display the content you uploaded to the Website on or before the time of termination unless you

specifically request that we remove such content. We may at our sole discretion terminate this

license at any time, with or without prior notification, in the event you fail to comply with these

Terms or for any other reason that we believe, in our sole discretion, is appropriate, by deactivating

your user name and password and/or suspending operation of the system. Upon termination, you

must destroy all materials obtained from the Website and any and all other Company websites, and

all copies thereof, whether made under these Terms or otherwise.

All provisions of these Terms which by their nature should survive termination (including, without

limitation, intellectual property provisions, disclaimers, limitations of liability, indemnity, and

dispute resolution) shall survive any termination.

7. DISCLAIMER OF WARRANTIES, LIMITATION OF LIABILITY, AND EXCLUSIONS

AND LIMITATIONS

THE WEBSITE AND OUR SERVICES ARE PROVIDED BY US ON AN "AS IS" AND "AS

AVAILABLE" BASIS. WE MAKE NO REPRESENTATION OR WARRANTIES OF ANY

KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE, OR THE

INFORMATION, CONTENT, MATERIALS, OR PRODUCTS, INCLUDED ON THE

WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE

LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT

NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS

FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT OR MAKE ANY

REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE

MATERIALS ON THE WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY,

RELIABILITY OR OTHERWISE.

UNDER NO CIRCUMSTANCES INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE,

SHALL WE OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR

DISTRIBUTING THE WEBSITE BE LIABLE FOR ANY LOST PROFITS OR DIRECT,

INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ("LOSSES")

THAT RESULT FROM THE USE OF OR INABILITY TO USE THE WEBSITE,

INCLUDING BUT NOT LIMITED TO LOSSES ARISING FROM YOUR RELIANCE ON

ANY INFORMATION OBTAINED FROM THE WEBSITE OR FROM MISTAKES,

OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS,

DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY

FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF

GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED

ACCESS TO THE WEBSITE'S RECORDS, PROGRAMS OR SERVICES. YOU HEREBY

ACKNOWLEDGE THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT,

MERCHANDISE, AND SERVICES AVAILABLE THROUGH THE WEBSITE. SOME

JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR

THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR

CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE

LIMITATIONS MAY NOT APPLY TO YOU.TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SIESTA

KEY INSIDER OR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE

LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL,

EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES,

WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE,

GOOD-WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR USE

OR INABILITY TO USE THE WEBSITE; (B) ANY UNAUTHORIZED ACCESS TO OR

USE OF OUR SERVERS; (C) ANY ERRORS OR OMISSIONS IN ANY CONTENT; OR (D)

ANY OTHER MATTER RELATING TO THE WEBSITE, EVEN IF WE HAVE BEEN

ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS

RELATING TO THE WEBSITE EXCEED THE GREATER OF $100 OR THE AMOUNT

YOU PAID US, IF ANY, IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE

TO THE CLAIM.

8. Third-Party Content

The Website may provide, or third parties may provide, links to other websites or resources.

Because we have no control over such websites and resources, you acknowledge and agree that we

are not responsible for the availability of such external websites or resources, and do not endorse

and are not responsible or liable for any content, advertising, products, or other materials on or

available from such websites or resources. You further acknowledge and agree that we shall not be

responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused

by or in connection with use of or reliance on any such content, goods or services available on or

through any such website or resource. You further acknowledge that we shall not be held

responsible for the accuracy, copyright or trademark compliance, legality, or decency of material

contained in websites listed in the Website listings or search results, or that is otherwise provided to

us by third parties.

Your correspondence or business dealings with, or participation in promotions of, advertisers found

on or through the Website, including payment and delivery of related goods or services, and any

other terms, conditions, warranties or representations associated with such dealings, are solely

between you and such advertiser. You agree that we shall not be responsible or liable for any loss or

damage of any sort incurred as the result of any such dealings or as the result of the presence of

such advertisers on the Website.

9. Privacy Policy

In accordance with the terms of the Website's Privacy Policy, incorporated by reference (available

at www.siestakeyinsider.com/privacy), the Website respects your privacy.

10. Successors and Assigns

These Terms shall be binding upon and inure to the benefit of the parties hereto and their respective

successors and permitted assigns.

11. Construction and Interpretation

Headings in these Terms are for ease of reference only and are not to be used to interpret the terms

and conditions hereof.

12. Governing Law

These Terms shall be governed by, and construed in accordance with, the laws of Florida, without

regard to its choice of laws principles. The Website is controlled, operated, and administered from

within the USA. If you access the Website from a location outside of the USA, you are responsible

for compliance with all local laws.

13. Jurisdiction and Venue

Each party hereby consents to the jurisdiction of the state and federal courts sitting in Florida;

provided, however, that any decision by any such court may be appealed to the appropriate

appellate court or courts. Each party hereby waives any objection it might otherwise have to venue

in any of such courts.

14. Arbitration

a. Before initiating an arbitration, the initiating party agrees to first provide the other party a

written notice ("Notice of Dispute"), which shall contain: (a) a written description of the

problem and relevant documents and supporting information; and (b) a statement of the

specific relief sought. A Notice of Dispute can be (1) mailed to us at: Siesta Key Insider,

Attn: Legal Department, 12144 US Highway 301 N, #117, Parrish, FL 34219 or (2) emailed

at: [email protected]. We will provide a Notice of Dispute to you via the physical

address or email address in our possession (the "Notice Address").

Both parties agree to make attempts to resolve the Dispute prior to commencing an

arbitration and not to commence an arbitration proceeding until a 45-day post-notice

resolution period expires. If an agreement cannot be reached within forty-five (45) days of

receipt of the Notice of Dispute, either party may commence an arbitration proceeding

b. YOU UNDERSTAND AND AGREE THAT ALL CLAIMS, DISAGREEMENTS,

DISPUTES OR CONTROVERSIES BETWEEN US (YOU AND SIESTA KEY INSIDER),

AND OUR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES,

REPRESENTATIVES, AGENTS, PARENTS, AFFILIATES, SUBSIDIARIES AND/OR

RELATED COMPANIES ARISING OUT OF OR RELATING TO THE WEBSITE, TO

THE USE OR ACCESS THEREOF, TO THE PRODUCTS, SERVICES, MATERIALS,

PROGRAMS OR OTHER FEATURES OFFERED ON OR THROUGH THE WEBSITE,

AND/OR TO THE APPLICATION, ENFORCEABILITY, SCOPE, OR INTERPRETATION

OF THIS AGREEMENT TO ARBITRATE ("DISPUTES") SHALL BE RESOLVED BY

FINAL AND BINDING ARBITRATION.

ALL DISPUTES SHALL BE DETERMINED BY BINDING ARBITRATION (1)

ADMINISTERED BY THE JUDICIAL ARBITRATION AND MEDIATION SERVICES,

INC. ("JAMS"), PURSUANT TO THE JAMS STREAMLINED ARBITRATION RULES &

PROCEDURES EFFECTIVE JULY 1, 2014 (THE "JAMS RULES"), AND AS MODIFIED

BY THIS AGREEMENT TO ARBITRATE; (2) CONDUCTED BY A SINGLE, NEUTRAL

ARBITRATOR; AND (3) TAKE PLACE TELEPHONICALLY UNLESS AN IN-PERSON

c. d. HEARING IS SPECIFICALLY REQUESTED BY EITHER PARTY, IN SUCH CASE IN-

PERSON HEARINGS SHALL TAKE PLACE IN FLORIDA. TO THE EXTENT THAT

THIS AGREEMENT TO ARBITRATE CONFLICTS WITH THE JAMS POLICY ON

CONSUMER ARBITRATIONS PURSUANT TO PRE-DISPUTE CLAUSES MINIMUM

STANDARDS OF PROCEDURAL FAIRNESS (THE "MINIMUM STANDARDS"), THE

MINIMUM STANDARD IN THAT REGARD WILL APPLY.

DISPUTES MAY ALSO BE REFERRED TO ANOTHER ARBITRATION

ORGANIZATION IF WE (YOU AND SIESTA KEY INSIDER) AGREE IN WRITING, OR

TO AN ARBITRATOR APPOINTED PURSUANT TO SECTION 5 OF THE FEDERAL

ARBITRATION ACT.

The JAMS Rules are available on its website at http://www.jamsadr.com/rules-streamlined-

arbitration/ or by calling JAMS at 800-352-5267. To commence an arbitration, a Demand for

Arbitration must be executed and submitted in accordance with the applicable JAMS

procedures. Service of the Demand for Arbitration on us can be mailed to Siesta Key Insider,

Attn: Legal Department, 12144 US Highway 301 N, #117, Parrish, FL 34219, pursuant to

the instructions provided by JAMS to submit a Dispute for arbitration. Service of the

Demand for Arbitration on you will be sent to the Notice Address. Further information on

submitting a Demand for Arbitration, including access to JAMS' electronic intake system, is

available at https://www.jamsadr.com/submit. We will bear the cost of your initial filing fee.

There is no judge or jury in arbitration, and court review of an arbitration award is limited.

An arbitrator, however, can award on an individual basis the same damages and relief as a

court (including injunctive and declaratory relief, or statutory damages), and must follow the

terms of these Terms.

BECAUSE THE WEBSITE CONCERNS INTERSTATE COMMERCE, THE FEDERAL

ARBITRATION ACT ("FAA") GOVERNS THE ARBITRABILITY OF ALL DISPUTES.

HOWEVER, APPLICABLE STATE OR FEDERAL LAW MAY ALSO APPLY TO THE

SUBSTANCE OF ANY DISPUTES. YOU AND WE VOLUNTARILY AND KNOWINGLY

WAIVE ANY RIGHT YOU OR WE HAVE TO A JURY TRIAL.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT

ANY AND ALL DISPUTES WILL BE RESOLVED INDIVIDUALLY, WITHOUT

RESORT TO ANY FORM OF CLASS ACTION. NEITHER YOU NOR WE SHALL BE

ENTITLED TO JOIN OR CONSOLIDATE CLAIMS IN ARBITRATION BY OR

AGAINST OTHER USERS/CONSUMERS OR ARBITRATE, AS A REPRESENTATIVE

OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY GENERAL CAPACITY,

ANY DISPUTE. Further, unless both parties expressly agree otherwise, the arbitrator may

not consolidate more than one person's claim. If this prohibition of class, representative, or

consolidated arbitration is found to be unenforceable, then the entirety of this arbitration

provision shall be null and void.

This Section "Arbitration" will survive the termination of your relationship with Siesta Key

Insider.

15. Artificial Intelligence: AI-Generated Content

a. Use of AI: Portions of this Website may include features powered by artificial intelligence

("AI"), such as chatbots, automated responses, content generation, or personalized

recommendations.

b. No Guarantee of Accuracy or Reliability: AI-generated information, responses, or

suggestions provided through the Website are for informational purposes only. We make no

representations or warranties regarding the accuracy, completeness, reliability, or suitability

of any AI-generated content. You acknowledge and agree that any reliance on such

information is at your own risk.

c. No Professional Advice: AI-generated responses do not constitute legal, financial, medical,

or other professional advice, and should not be relied upon as a substitute for consultation

with qualified professionals.

d. User Content and AI Interaction: If you submit content, questions, or prompts to AI-

powered features, you grant us a non-exclusive, worldwide, royalty-free license to use,

reproduce, and process such content for the purpose of providing and improving AI services.

e. Limitations on User Rights: You may not use AI outputs for any unlawful, misleading, or

high-risk purposes (including without limitation, legal, medical, or emergency decision-

making). AI-generated content may not be reproduced or redistributed without our express

written permission.

f. Monitoring: We reserve the right to review, monitor, and moderate any user interactions

with AI-powered features for compliance with these Terms and applicable law, but assume

no duty to perform such review, monitoring, moderation, etc.

16. Entire Agreement

These Terms are intended by the parties as a final expression of their understanding and as a

complete and exclusive statement of its terms and supersedes any prior or contemporaneous

agreements between them, whether written or oral, with respect to the subject matter hereof. If any

provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be

deemed severable and shall not affect the validity and enforceability of the remaining provisions. If

possible, such provision shall be modified to the minimum extent necessary to be made

enforceable. Furthermore, in case any one or more of the provisions contained in these Terms shall

be held to be invalid, illegal or unenforceable, the remaining provisions shall continue to be valid

and binding to the extent that they continue to effectuate the intent of the parties as of the date of

these Terms, or of any subsequent modification or amendment of these Terms. Acceptance of, or

acquiescence in, a course of performance rendered under these Terms shall not operate as a

modification of these Terms or a waiver of any provision of these Terms. These Terms may be

modified only by an instrument signed by both parties.

Questions regarding these Terms can be directed to [email protected].